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Facing a mid-month crunch? Zepesa Kenya can help! Get a salary advance loan of up to Kes 200,000 in 30 minutes or less. These convenient short-term loans bridge the gap until your next payday, allowing you to cover unexpected expenses without hassle. We work with private sector employees to ease financial pressure.
Zepesa Salary Loan
Focus on your job
No Need for Extra Income Streams: Focus on your main job, Zepesa helps with unexpected expenses.
Instant decisions
Fast & Easy Approval: Get a quick decision and have your loan amount deposited right away, without complicated paperwork.
Every day can be a payday
Predictable Payday Power: Ensure a steady stream of cash to bridge the gap until your next paycheck.
Personalized financial aid
Cost-Effective Cash Advance: Get access to affordable digital loans that won't strain your budget.
How To Get Your Salary Loan
Request Loan:
Choose a loan amount within your approved limit and select a repayment plan that fits your needs.
Loan Disbursement:
Get an immediate decision on your loan application. If approved, the loan amount will be deposited directly into your Zepesa account.
Loan Repayment:
Zepesa will automatically deduct your repayments from your Zepesa transactions according to the agreed schedule.
Janet (Mechanic, Fourwheel Motors)
Last month, my car decided to act up right before payday. Thanks to Zepesa Salary Loans, I didn't have to sweat it. The application was quick and easy on my phone, and within minutes, I had the cash I needed to get my car fixed. Repaying through my salary was simple – no stress, no extra burden on my budget.
Zepesa loan highlights
✅ Get Funded Fast: Apply online and get approved in minutes!
✅ Up to Ksh 100,000 in Your Mpesa: Access the cash you need instantly.
✅ Apply in a Flash: One ID, a few clicks - you're done!
✅ Repay Your Way: Choose a flexible repayment plan up to 91 days.
✅ Rates as Low as 0.3% Daily: Borrow smart with competitive rates.
✅ Grow Your Borrowing Power: Increase your limit as you build trust.
✅ 100% Digital: No paperwork - it's all online!
Disclosures: Zepesa loans are not associated with the Zenka loan app, Branch loan app, Timiza loan app, Okash loan app, KCB loan app or the Zash loan app. The Zepesa loan app is owned, managed and distributed by Zepesa.