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Turn Your Dreams into Reality with Zepesa Personal Loans! We offer a flexible solution to help you achieve your financial goals, big or small, with loans up to KES 100,000. From unexpected expenses to dream vacations, Zepesa is your partner in making it happen, with quick approvals, easy repayments, and competitive interest rates.
Zepesa Personal Loan
Life's emergencies don't wait for payday
Zepesa Personal Loans offer quick access to cash up to KES 100,000, helping you bridge the gap and get back on track.
Flex your finances
Need a little extra for a new phone or home improvement? Zepesa Personal Loans offer flexible solutions with competitive rates!
Every day can be a payday
Predictable Payday Power: Ensure a steady stream of cash to bridge the gap until your next paycheck.
Quick and easy
Quick approvals and easy online applications mean you get the money you need fast, without the hassle of traditional loan processes.
How To Get Your Salary Loan
Request Loan:
Choose a loan amount within your approved limit and select a repayment plan that fits your needs.
Loan Disbursement:
Get an immediate decision on your loan application. If approved, the loan amount will be deposited directly into your Zepesa account.
Loan Repayment:
Zepesa will automatically deduct your repayments from your Zepesa transactions according to the agreed schedule.
David Njoroge (Boda boda driver)
My boda boda sputtered to a halt, my income stream on hold. Fixing the engine meant dipping into savings I just couldn't spare. Then, a friend told me about Zepesa Personal Loans. The quick online application and flexible repayment plan were lifesavers. Back on the road in no time, thanks Zepesa!
Zepesa loan highlights
✅ Get Approved Fast: Apply online and get a decision in minutes!
✅ Loans Up to KSh 100,000: Access the cash you need directly in your Mpesa.
✅ Easy Application: Just one ID required and a few simple questions.
✅ Flexible Repayments: Pay back your loan over 91 days with smooth repayment options.
✅ Competitive Rates: Enjoy low rates as low as 0.3% per day.
✅ Grow with Us: Increase your borrowing limit over time as you build trust.
✅ 100% Paperless: No paperwork needed – it's all done online!
✅ No CRB Check Required: Get the loan you need without impacting your credit score.
Disclosures: Zepesa loans are not associated with the Zenka loan app, Branch loan app, Timiza loan app, Okash loan app, KCB loan app or the Zash loan app. The Zepesa loan app is owned, managed and distributed by Zepesa.