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Use your car's value
Access Quick Cash: Get a lump sum of money you need fast, using your car's value.
Instant decisions
Fast & Easy Approval: Get a quick decision and have your loan amount deposited right away, without complicated paperwork.
Flexible collateral
Security with Flexibility: Use your car as secure collateral while keeping it in use.
Personalized financial aid
Choose a repayment schedule that fits your budget and income.
How To Get Your Salary Loan
Request Loan:
Choose a loan amount within your approved limit and select a repayment plan that fits your needs.
Loan Disbursement:
Get an immediate decision on your loan application. If approved, the loan amount will be deposited directly into your Zepesa account.
Loan Repayment:
Zepesa will automatically deduct your repayments from your Zepesa transactions according to the agreed schedule.
I needed cash for a home improvement project, but I didn't want to sell my car. The application process was smooth, and I got a great interest rate. Best of all, I kept my car – it's still my daily driver. Now, I can cook up delicious meals in a beautiful kitchen, all thanks to Zepesa. If you need a financial boost without letting go of your car, Zepesa Logbook Loans are the way to go
Mary (housewife)
Zepesa loan highlights
✅ Need Cash Now? Get approved in minutes with our fast loan app.
✅ Up to Ksh 100,000 in Your Mpesa: Access instant funds directly.
✅ Apply in Seconds: Just one ID and a few clicks - that's it!
✅ Repay on Your Terms: Choose a flexible plan that fits your budget (up to 91 days). ✅ Borrow Smart, Save More: Enjoy low rates starting at 0.3% daily.
✅ Unlock More Cash: Increase your borrowing limit as you build trust.
✅ Paperless and Hassle-Free: It's all digital - no paperwork needed!
✅ Get Approved, Get Moving: No credit check needed - get the financial help you deserve.
Disclosures: Zepesa loans are not associated with the Zenka loan app, Branch loan app, Timiza loan app, Okash loan app, KCB loan app or the Zash loan app. The Zepesa loan app is owned, managed and distributed by Zepesa.