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Understanding the Kenyan Lending Landscape: A Guide to Top Market Players and Key Trends
The Kenyan lending market has evolved rapidly in recent years, transforming how individuals and businesses access funds. Driven by...
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Zepesa is a Kenyan digital loan company for
unbanked and underbanked.
Families can have unexpected costs, like medical bills or urgent home repairs. Zepesa's short-term personal loans offer a quick way to get money for these emergencies. This means families don't have to use their savings.
Individuals, Families and Daily Expenses
Business owners sometimes face sudden costs like fixing equipment or buying more stock. Zepesa's short-term business loans give them the money they need fast. This helps keep their business running smoothly.
Small and Medium Business Owners
Students and young people starting work often need extra money for school fees or moving for a new job. Zepesa's short-term loans are quick and easy, helping them pay for these important things.
Students and Young Professionals
Zepesa for Everyone
Strengths that speaks for itself
We charge low interest with every loan.
Interest as
low as 0.3%
per day
We’re always here to help.
Customer
service
that cares
Limits grow up to KSh 300,000 to meet your needs.
Increase your
limits with
months
Grace Kelly (Doctor at Nairobi hospital)
As a healthcare worker, I know the value of immediate action. That's why I was so impressed with Zepesa's responsiveness. Facing a pressing personal issue, I reached out for a small loan. Not only did the friendly and professional team work tirelessly to understand my situation, but they processed my loan application with incredible speed. Within 5 hours, I had the funds I needed, a testament to Zepesa Kenya's commitment to efficient and supportive service.
Apply easily through our web form. Fill out a short application. Only your national ID is needed.
1. Submit an application
Get a decision instantly. Once your loan application is approved, funds are sent straight to your MPESA.
2. Get approved within 5 minutes
You can double your loan limit in just two months and quadruple it in six. Your limits grow to meet your needs.
3. Receive the amount
How to apply Zepesa loan
About Zepesa
At Zepesa Kenya, we're not your typical lender. We believe financial services should be simple, convenient, and accessible for everyone in Kenya. That's why we offer a unique approach to credit, focusing on financial education, asset financing, payroll loans, and supporting SMEs.
We want to make thousands of customers happy customers who use Zepesa Kenya to achieve their financial goals, and we want to help you, too! With our easy-to-understand solutions and convenient services, getting the quick loan you need is stress-free.
Zepesa loan highlights
✅ Quick loan app – instant loan approval in minutes
✅ Online mobile loans up to KSh 100,000
✅ Direct cash loan disbursement – loans sent directly to MPESA
✅ Convenient online loan application – Only 1 ID verification needed
✅ Smooth repayments - Take up to 91 days to repay your loan
✅ Low rates – as low as 0.3% per day
✅ Grow fast – 3X your loan limit over time
✅ “0” paperwork – 100% paperless mobile lending app
✅ Just answer a few simple questions and submit your online loan application
✅ Loan app in Kenya without CRB check
Disclosures: Zepesa loans are not associated with the Zenka loan app, Branch loan app, Timiza loan app, Okash loan app, KCB loan app or the Zash loan app. The Zepesa loan app is owned, managed and distributed by Zepesa.
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